Pengaruh Literasi Keuangan Terhadap Keputusan Investasi Pasar Modal (Studi Kasus Mahasiswa di Kota Palembang)
Abstract
Investment is an investment activity that generates a reasonable rate of return now and in the future. Before carrying out investment activities, an appropriate decision will always be followed because, in this case, it will be closely related to the investment itself in the future. However, most people must understand how to invest so they are not deceived. Therefore financial literacy can help avoid mistakes and know risks and finance-related matters. This study aims to determine the effect of financial literacy on investment decisions—a quantitative method with a questionnaire used in this study. The population is the final-year students who have a regular monthly income. Purposive sampling is a sampling method with a total sample of 36 respondents. Data analysis techniques by conducting instrument tests, classical assumption tests, and simple linear regression tests in the SPSS 22 application. The analysis results show a significance value of 0.000 <0.005, so the output can conclude that financial literacy has an influence/influence on investment decisions, which offers higher literacy knowledge in finance and makes it easier for someone to invest.
References
Ekatama, M. F. (2021). Pengaruh Literasi Keuangan Dan Bias Keuangan Terhadap Keputusan Investasi Pada Investor Di Yogyakarta (Vol. 3, Issue 2).
Faalih, M. F. (2020). Pengaruh Iterasi Keuangan Dan Faktor Demografi Terhadap Keputusan Investasi (Studi Pada Mahasiswa Fakultas Ekonomi Dan Bisnis Universitas Brawijaya Malang). Jurnal Ilmiah Mahasiswa Feb, 9(1).
Gustika, G. S., & Yaspita, H. (2021). Pengaruh Literasi Keuangan Terhadap Keputusan Investasi Mahasiswa Stie Indragiri Rengat. J-Mas (Jurnal Manajemen Dan Sains), 6(1), 261. Https://Doi.Org/10.33087/Jmas.V6i1.252
Hartina, Mustafa, & Khair, U. (2022). Pengaruh Literasi Keuangan, Perilaku Keuangan, Dan Pendapatan Terhadap Keputusan Investasi Pada Generasi Milenial Di Jakarta. Jurnal Ekonomi & Manajemen, 4, 84–99. Http://Repository.Ibs.Ac.Id/Id/Eprint/4664%0ahttp://Repository.Ibs.Ac.Id/4664/2/Bab 1 Dinda Elva Destiana-20171111143-Skripsi %281%29-3.Pdf
Khairiyati, C., & Krisnawati, A. (2019). Analisis Pengaruh Literasi Keuangan Terhadap Keputusan Investasi Pada Masyarakat Kota Bandung. Jurnal Manajemen Dan Bisnis, 3(2).
Mandagie, Y. R. O., Febrianti, M., & Fujianti, L. (2020). Analisis Pengaruh Literasi Keuangan, Pengalaman Investasi Dan Toleransi Risiko Terhadap Keputusan Investasi (Studi Kasus Mahasiswa Akuntansi Universitas Pancasila). Relevan : Jurnal Riset Akuntansi, 1(1), 35–47. Https://Doi.Org/10.35814/Relevan.V1i1.1814
Mertha Dewi, I., & Purbawangsa, I. B. A. (2018). Pengaruh Literasi Keuangan, Pendapatan Serta Masa Bekerja Terhadap Perilaku Keputusan Investasi. E-Jurnal Ekonomi Dan Bisnis Universitas Udayana, 7, 1867. Https://Doi.Org/10.24843/Eeb.2018.V07.I07.P04
Rimadhani, V. (2018). Pengaruh Tingkat Pendapatan, Literasi Keuangan Dan Pengalaman Keuangan Terhadap Pengambilan Keputusan Investasi Keluarga Di Surabaya. Journal Of Chemical Information And Modeling, 8(9), 1–58.
Rizkyatul Nadhifah, & Muhadjir Anwar. (2021). Pengaruh Literasi Keuangan Dan Toleransi Risiko Terhadap Keputusan Investasi (Studi Pada Warga Desa Sekapuk Kabupaten Gresik). E-Bisnis : Jurnal Ilmiah Ekonomi Dan Bisnis, 14(2), 1–11. Https://Doi.Org/10.51903/E-Bisnis.V14i2.388
Salsabila, B., & Nurdin. (2019). Pengaruh Literasi Keuangan Terhadap Keputusan Investasi Investor Di Galeri Investasi Bei Maranatha. Economic Education Analysis Journal, 5(1), 219–226.
Siregar, D. K., & Anggraeni, D. R. (2022). Pengaruh Literasi Keuangan Dan Perilaku Keuangan Terhadap Keputusan Investasi Mahasiswa. Bussman Journal : Indonesian Journal Of Business And Management, 2(1), 96–112. Https://Doi.Org/10.53363/Buss.V2i1.39
Sulistyowati, A., Rianto, M. R., Handayani, M., & Bukhari, E. (2022). Pengaruh Financial Literacy, Return Dan Resiko Terhadap Keputusan Investasi Generasi Milenial Islam Di Kota Bekasi. Jurnal Ilmiah Ekonomi Islam, 8(2), 2253. Https://Doi.Org/10.29040/Jiei.V8i2.5956
Sun, S., & Lestari, E. (2022). Analisis Pengaruh Literasi Keuangan (Financial Literacy), Pengetahuan Investasi (Investment Knowledge), Motivasi Investasi (Investment Motivation) Dan Pendapatan (Income) Terhadap Keputusan Investasi Pada Masyarakat Di Batam. Jurnal Akuntansi Akunesa, 10(3), 101–114. Https://Doi.Org/10.26740/Akunesa.V10n3.P101-114
Tony Gunawan. (2022). Pengaruh Literasi Keuangan Dan Tingkat Pendapatan Terhadap Keputusan Investasi Pada Mahasiswa Akuntansi Kota Batam.
Triana, O. F., & Yudiantoro, D. (2022). Pengaruh Literasi Keuangan, Pengetahuan Investasi, Dan Motivasi Terhadap Keputusan Berinvestasi Mahasiswa Di Pasar Modal Syariah. Serambi: Jurnal Ekonomi Manajemen Dan Bisnis Islam, 4(1), 21–32. Https://Doi.Org/10.36407/Serambi.V4i1.517
Copyright (c) 2023 Management and Sustainable Development Journal
This work is licensed under a Creative Commons Attribution 4.0 International License.
Copyright @2021. This is an open-access article distributed under the terms of the Creative Commons Attribution 4.0 International License which permits unrestricted use, distribution, and reproduction in any medium. Copyrights of all materials published in MSDJ are freely available without charge to users or / institutions. Users are allowed to read, download, copy, distribute, search, or link to full-text articles in this journal without asking by giving appropriate credit, provide a link to the license, and indicate if changes were made. All of the remixes, transform, or build upon the material must distribute the contributions under the same license as the original.
